Online searches for coverage lack professional thought for financial planning. We review coverage or products you are considering or policies you already have in place to determine if they meet the needs of your family. 

We determine life insurance needs for our clients based upon the financial plan we and then source the policy for them. Once that is agreed upon by client and professional, we can provide the following solutions:

  • Term insurance
  • Insurance products such as Universal Life, Variable Universal Life, Indexed Universal Life (not Whole Life).
  • Cash Accumulation, Death Benefit only or Combination Strategies
  • Survivorship Policies (based upon two lives where one life may be uninsurable)
  • Corporate Owned Life Insurance





Your income helps you pay for your home, transportation, food, child care and the list goes on. It’s a key part of many of your accomplishments and that’s why protecting it should be a priority. Often paired with group coverage provided by your employer which provides an after-tax benefit, individual policies provide pre-tax benefits and may be essential in replacing your monthly budgetary needs. We can source a variety of disability coverage solutions to meet your needs.




Given our experience in company retirement plans such as 401(k) and 403(b) plans, we also offer group benefits to help you recruit and retain your most significant investment: your employees. We can bundle these services with our retirement planning services offering a suite of services and products within a single relationship. We can provide the following solutions:

  • Medical
  • Non-medical such as vision and dental
  • Voluntary life insurance
  • Short and long term disability coverage




Business owners may call their business their retirement plan strategy. However, the value of the business is often unknown. The exit strategy and availability of a willing and financially able buyer is not always available. Our goal is to help our business clients see their dreams realized. We can work with other professionals to help guide our clients understand these deals with particular attention to exit structure and tax efficiency. We can provide the following solutions:

  • Retirement plans such as SIMPLE IRAs, 401(k), 403(b)
  • Defined Contribution
  • Defined Benefits
  • Profit Sharing Plans
  • Cash Balance Pension Plans
  • Non-Qualified Deferred Compensation (also known as Excess Plans)
  • Employee Stock Ownership Plans (ESOPs)

In addition, we can provide the following solutions:

  • Buy-Sell Reviews
  • Informal Business Valuation
  • Key Person Compensation Agreements
  • Executive Bonus Plans (for profit or tax-exempt)
  • Cross-Purchase Life Insurance Agreements



We can work with your tax planning firm or provide you with other professionals our clients have used before to help with your tax planning needs. We can work with your tax professional to plan in a way designed to be cohesive with what we’re providing for you on the financial and business planning side.

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck